Clients usually misunderstand the terms DUI and DWI and often ask me, an experienced DWI lawyer in New Orleans, Louisiana, what is the difference between DUI and DWI. DUI stands for “driving under the influence” while DWI means “driving while intoxicated.” DWI is the term used in Louisiana while DUI is used in other states. In other words, the difference between DUI and DWI in very simple: Louisiana only uses the term DWI, and not the term DUI. OWI is still another term that is similar to DWI and DUI. OWI refers to “operating while intoxicated.” Whether the term DWI, DUI, [...]
In March 2020, the Governor, parish presidents, and mayors, issued orders closing non-essential businesses in Louisiana. Do you know whether your insurance policy has business interruption coverage or civil authority coverage that will cover your losses resulting from these closures and the COVID-19 pandemic? It may be a good idea to review your insurance policies to see if such coverage exists. Even if you think you understand the cope of your policy’s coverage, you might want to check with an experienced lawyer who handles these types of cases. Business Interruption and Civil Authority Insurance Business interruption coverage permits a business to [...]
A snapshot of legal documents that will allow your affairs to be organized and your wishes to be honored. The global impact, lengthy hospitalizations and shocking death toll caused by the COVID-19 pandemic should serve as a wake-up call to all of us that it is never too early to plan for the day when we are incapable of planning. It is an uncomfortable fact of life that all of us will die someday. Some of us may go quickly, others may linger in a healthcare facility. Some of us will leave behind minor children or pets. While we are alive [...]
Negligence occurs when the person’s conduct falls below an objective standard of care and that substandard conduct results in injury to another. The Louisiana negligence law specifically states, “every act whatever of man that causes damage to another obliges him by whose fault it happened to repair it.” Negligence plays a part in almost every personal injury case, including motor vehicle accidents. Therefore, understanding negligence is essential to Louisiana personal injury law. If you are injured in a car accident, Louisiana’s duty-risk negligence analysis determines who is responsible for the damages suffered. Proving negligence using the duty-risk analysis consists of the [...]
Personal Injury Cases – What is Louisiana’s “No Pay, No Play” Law and How Might it Affect My Personal Injury Claim?
Several states, including the state of Louisiana, have passed laws with “no pay, no play” rules. These laws limit the amount uninsured motorists can recover when they are injured by insured motorists. When a driver suffers an injury or property damage in a car accident in Louisiana, they can file a claim with the other driver’s insurance company to obtain compensation for their losses. Louisiana’s “no pay, no play” law, passed in 2011, may prevent drivers who are uninsured or underinsured from collecting on a small insurance claim if they are involved in a motor vehicle accident. Specifically, the law states [...]
The average number of car accidents in the United States is 6 million. Nearly 1.25 million people die in these accidents, which is an average of 3,287 deaths per day. Fortunately, there are personal injury attorneys to assist injured persons immediately after an automobile accident. The following are things you should do after you have been involved in an automobile accident: 1. Stop. If you are involved in an accident, even a minor one, and drive away from the scene, you may be criminally charged with a “hit and run.” For this reason, it is important to stop immediately after an [...]